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Residential Park for the over 50s

Q. Can I get a mortgage on a park home?

You can obtain finance from various companies.

Q. Does Ashfield Park Homes Ltd rent out homes?

No I am sorry all homes on the Park are privately owned.

Q. Can I get insurance on a park home?

It is essential to have insurance. Many companies advertise in the monthly park homes magazines.

Q. Do I sign a contract?

Under the Mobile Homes Act 1983, you must enter into a written agreement with the park owner to live on the Park.

Q. Does legislation offer any protection to owners?

Park Home owners are protected by the 1983 and 2013 Mobile Homes Act.

Q. Do I have to pay Stamp Duty Land Tax when purchasing a Park Home?

There is no Stamp Duty Land Tax to be paid when purchasing a park home.

Q.  What if I want to sell?

You would have to complete the relevant schedules as detailed in the 2013 Mobile Homes Act or seek advice from a solicitor.

Q. Are there any other costs involved in selling my home?

If you sell your park home then the buyer will pay you 90% of the sales price and pay the park owner 10% as a commission, this is a fixed rate and operates across the entire industry.

Q. What are the costs of Park living?

You will have to pay council tax, although most parks fall into the lowest tax band. On top of this, you will also pay rent to the park owner on a monthly basis.

Q. Are children allowed to live on site or stay over?

Children are allowed to stay over but cannot have permanent residency.

Q. Are Pets allowed?

Pets are allowed in accordance with the Park rules.

Q. What are the main advantages of park home living?

To enjoy the park lifestyle and be part of a community with like minded people. Downsizing your property and therefore releasing equity Living on a private estate, giving further peace of mind.